In the heart of downtown's business district, this is the sort of place where suited business types sink their teeth into sophisticated tidbits -- like shrimp ceviche, smoked-salmon clubs, or Kaplan's signature lobster nachos with guacamole and sweet soy. And should the occasion call for some celebratory toasting, you can rest assured that the clubby bar is well stocked with spirits and wine. Pricey? A little. But that's what expense accounts are for.